Tuesday, August 30, 2011


BOOKS ARE the close friends of human being. Of a man In solitude it is faithfull companion of a man IN sorrows and disappointments they provide encouragement to us when they add more happiness to us
BOOKS have a termendous over the minds of its readers IT can change the whole course of life of a person IT provides our society the history of our fore fathers and tells us the evants and incidents of the past ;
BOOKS ARE found on various topice and subjects eg- BIOGRAPHY, Various branches of ccience, Geography , Economice History, PSYCOTOGY and so on Novels and short stories belong to the class of fiction some good novels also present a comprehensive picture of our society, manners and customs of Vaarious classes of people books of poetry are great source of delight, the poems of gay and grave have for years the to come they continue to do so far all times to come they also have ever lasting influence on the minds of the people who have the asthetic sense,
BOOKS ON HISTORY,Biography and science train us for the future judgement, they cultivate good taste in us books are the everlasting friends for a society to bring the poor out of poverty and to make sick forget their sickness books add encumbering vision upon the minds of men
Books are like terasure house A society who has a heap of books is really a wealthy society because books possess the great creasure of knowledge and wisdom,
(1)  They can mould oure  thoughts and ideas in  a particular way and can create valueable influence on us
(2)  It has a very powerful influence over the entire personaliry of human beings
(3)  By following the ideas and teachings of the books sometime an individual become world famous He might becom a great thinker Philosopher  writer social reformer, a great politic figure or even become a saint
(4)  books are indeed the firend of the frienfless and the solactitor of the sad
Hence our society is indebtad of books books have great contributions on the all aspegts of our lives the modern development progress and prosperity is ll due to the influence of books


MANNERS IS Quality of a gentil man if we seek to test a gentleman we should see that how he behaves towards his fellow beings it is the manners that make or maketh a man
IF a boor dress himself in a perfect style his boorisbness will not be bide if a person bears a lot of money or he is wealthy it is not necessary that he possess the virtue of good manners if a man is highly educated it is not decessary that he is a gentleman in fact if a person has acquired book-knowledge alone be called educated at all the true purpose of education is to make a perfect gentleman or a lady out of an ordinary male or female, and IF that object is not fulfilled and the male or female remain boorish he or she acquired po education at all but wasted his or her time in the institution.
IT is an old dsying ;.
‘DO unto others as you would have others do unto you;
IF other words we can say that good manners are the result of good nature and well training A man who has the virtues of modesty unselfishness consideration and feelings of others may be called gentleman
MANNERS are most essential for all types of people Either he or she is young or old wealthy or poor Abusinessman in his business a shop keeper in his shop a c;crk in his office a teacher in his institution a doctor in his dispensary a scientist in department will not be successful in their jobs until they possess good manners;

Tuesday, August 2, 2011


A2; INTRODUCTION;;; Function of the modern banking -commandments of the Holy Quran and the holy prophet Views against interest free banking bold step of the govermment conclusion.
Modern banks play a vital role in the economy of a country. bank carries its business in terms of maney it collects money as deposits from the people and gives the same on loan to the traders businessmen producers and entrepreneurs it helps the country in increasing production and employment
the present functioning of modern banking  is based on fixed rste of interest it has on doubt contributed a lot to the expansion of the countrys production  capacity and services but at the same time it has responaible for causing voids and imbalances in our society the existing banking service enterains only the samall privileged class and all facilities of banking credits are extended only to it this arrangement creates class the proper development of the country productive resources both agricultural and industrial as well as the expansion of unachieved it gavs birth to capitalistic system of aconomy with all its evils the tragedy is that while the common man continues to suffer we-the muslims of the Islamic Republic of pk have failed to evolve a system in order to ameliorate  his lot there remains hardly any doubt that the fixed interest banking has mainly responsible far price hike and infaltion
there are many who think that interest free banking is not feasible in our  country it is possible in rich countries which can meet the expenses of the banking in our economy interest free banking will be only a futile exercise it will have an adverse effect on our already deteriorating economy it will not be able to any further shocks or jolts with this kind of experimentation.
After a careful consideration of these and other allied points our government took a step
to abolish interest from the participation on a profit and loss basis has been introduced in the bank which are encouraged to operate on a no-inerest this enables people to forget ahead in life on the strength of their personal qualities and competence rather then their weath the accumulation of which should not be sole object of a mans life any way.
IT is not an easy job to do away the century  old instition of interest it cannot be adopted instantly in such a complicated state of affairs we can get rid of interest system try gradual process

names of allah